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Balanced Rocks

Securing Your Retirement Future

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Specializing in Estate, Tax, Federal Employee Benefits and Retirement Planning.


"Within minutes of speaking with Reinette, I realized just how little information the government gives its employees.  I have never waited more than 20 minutes for a response from Reinette, she is always on top of things.  With her help I was quickly able to consolidate my individual retirement accounts into better options that will allow me to retire on my terms."


"Reinette helped me move some investments from an unstable situation to a stable, reliable investment. We had tight timelines to get the money moved and she got it done accurately and easily. After I was suddenly hospitalized, Reinette helped my wife get some investments unwound for medical expenses from an account that she did not even have. She is always responsive, informative on options and just gets thing done. I will never forget the extra effort from Reinette when I was sick."


We offer an array of services.

We are here to help you sidestep unnecessary risk, keep your retirement assets intact, and achieve the retirement you have always dreamed of. Let us assist you in safeguarding your hard-earned savings and help minimize your tax burden.
We look ahead into our client's future to anticipate financial challenges that have the potential to arise.
Our mission is to provide you with the guidance necessary for you to truly enjoy your golden years.


Contact us for a ZERO cost

Federal Benefit Analysis

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Tax Planning

Our team can ask you the right questions to insure you are not missing the best opportunities to maximize your tax savings.

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IRA / 401K


Make sure you know all of your options before moving any retirement accounts.

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Asset Protection

We help you understand how each part of your financial assets fit together so you can complete your entire financial picture and make sure it is secure.

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Social Security

Timing is everything.  This will identify how to reduce your federal income tax and coordinate your income with your Social Security benefits so that you can reduce the tax on both. 

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Income Strategies

Let us help you plan for all potential scenarios ensuring you have enough savings for a high quality of life.

Meet Reinette Foster

Reinette Foster is the Owner of Foster Financial. 

She is an independent insurance professional with several years as a trusted advisor to families, individuals and businesses.


Her desire is to help others grow out of their own discovery of safe money products and solutions.


Reinette specializes in retirement planning, which may include the areas of 401k rollovers, IRA transfers and retirement income protection.  

In everything she does, Reinette seeks to provide her clients with the ultimate asset; PEACE OF MIND.


Through her planning techniques, her clients obtain social security advice, individualized financial plans that may reduce risk, save tax dollars, protect assets from long term care costs, and avoid probate.

Reinette is also associated with solid, respected financial institutions across the United States. Her company has completed all the necessary product training and licensing requirements to sell the most competitive fixed and fixed index annuities available in the marketplace.

Reinette started with USDA Rural Development (Farmers Home Administration) in 1991.  She worked in Mississippi for the agency for 4 years. 

Life brought Reinette and Eddie to Louisiana in 1998 where she was with the agency for 20 years.  She as an Accounting degree from Mississippi State University.  This was a perfect segue to financial and retirement planning. 

Reinette and Eddie have been married for 26 years and have two sons, Clint a Mate on a Tow Boat on the Mississippi River and Aaron who currently serves in the US Marine Corp. 

Reinette is active in her community serving in her church and holding board position with a local non-profit.

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